Price check: Universal Credit vs. Real Life

If you’re on a low income or out of work, Universal Credit should be there to help you. But with just £98 per week available for single adults - does that really stretch when you’re adding up life’s essentials?

*The figures in this quiz are based on Joseph Rowntree Foundation research into the cost of essentials. They're average weekly costs across a year and different household circumstances. The examples in each question are illustrations of the kinds of essentials these costs need to cover.

Question 1:

A modest food shop for one person - just enough for a week. How much does the till ring up?

£30
£42
£55

Correct

£42 is what a single adult needs for a week of essential food and drink – that's around £6 a day.

Question 2:

Running the fridge. Cooking dinner. Keeping warm in winter or a fan on so you're not lying awake overheating in summer.

What's the cost of a basic week of gas and electricity?

£15
£24
£50

Not quite right

£42 is what a single adult needs for a week of essential food and drink – that's around £6 a day.

Question 2:

Running the fridge. Cooking dinner. Keeping warm in winter or a fan on so you're not lying awake overheating in summer.

What's the cost of a basic week of gas and electricity?

£15
£24
£50

That’s right

£24 covers a modest week of gas and electricity – including enough to cook dinner and keep warm or cool.

Question 3:

Getting to a doctor's appointment you can't put off, plus the bus to and from the shops. What's the cost of a week's basic travel?

£10
£15
£21

Not quite right

£24 covers a modest week of gas and electricity – including enough to cook dinner and keep warm or cool.

Question 3:

Getting to a doctor's appointment you can't put off, plus the bus to and from the shops. What's the cost of a week's basic travel?

£10
£15
£21

You're right

£21 covers a week of essential trips - that could be the bus to a doctor's appointment, or journeys to job interviews.

Question 4:

Enough hot water for a daily shower - and a load or two of washing. How much would you need for one modest week of water?

£7
£11
£15

Not right this time

£21 covers a week of essential trips - that could be the bus to a doctor's appointment, or journeys to job interviews.

Question 4:

Enough hot water for a daily shower - and a load or two of washing. How much would you need for one modest week of water?

£7
£11
£15

Correct

£7 is a basic water bill for a single adult for a week – that has to include things like washing, showering and cooking.

Question 5:

You've got a job interview tomorrow. First impressions really matter and you need a smart shirt. What is a realistic weekly clothing budget?

£7
£15
£25

Not right this time

£7 is a basic water bill for a single adult for a week – that has to include things like washing, showering and cooking.

Question 5:

You've got a job interview tomorrow. First impressions really matter and you need a smart shirt. What is a realistic weekly clothing budget?

£7
£15
£25

That’s right

£7 is a basic clothes and shoes budget needed for a single adult for a week - this would need to cover essentials like work wear and clothes to relax at home.

Question 6:

Nearly there - ordering repeat prescriptions, paying bills and searching for jobs online.

What's the weekly cost to stay connected with phone data, internet, or by post?

£4
£8
£15

Not quite

£7 is a basic clothes and shoes budget needed for a single adult for a week - this would need to cover essentials like work wear and clothes to relax at home.

Question 6:

Nearly there - ordering repeat prescriptions, paying bills and searching for jobs online.

What's the weekly cost to stay connected with phone data, internet, or by post?

£4
£8
£15

Correct

You’d need £8 a week to stay up to date with your online admin, let alone keep in touch with the people keeping you going.

Question 7:

One more - everything else! This might include shampoo, toothpaste, washing liquid, and even insurance.

How much do you need for everything else?

£5
£13
£22

No, sorry

You’d need £8 a week to stay up to date with your online admin, let alone keep in touch with the people keeping you going.

Question 7:

One more - everything else! This might include shampoo, toothpaste, washing liquid, and even insurance.

How much do you need for everything else?

£5
£13
£22

That’s right

£13 is how much all those other things we need add up to for one person for a week.

Question 8:

Finally, be honest. Do you think £98 actually covers it?

No, not even close
Yes, I think it's enough

Nearly

£13 is how much all those other things we need add up to for one person for a week.

Question 8:

Finally, be honest. Do you think £98 actually covers it?

No, not even close
Yes, I think it's enough

The truth is - this doesn’t add up.

The Joseph Rowntree Foundation estimates that a single adult needs roughly £120 to cover the essentials. Universal Credit gives you £98. That's a £22 debt - every week - just to get by.

When it was decided how much Universal Credit should be, no one looked at what food costs. Nor heating. Nor getting the bus. The amount given has never been checked against what people actually need.

We're calling on the UK Government to check the cost of essentials and ensure Universal Credit is enough to afford them. Will you add your name to help pile on the pressure? It takes 30 seconds.

Add my name
I'd rather share the quiz

You’re right - it doesn’t cover the essentials.

The Joseph Rowntree Foundation calculated that a single adult needs roughly £120 to cover essentials. Universal Credit gives you £98. That's a £22 debt - every week - just to get by.

When it was decided how much Universal Credit should be, no one looked at what food costs. Nor heating. Nor getting the bus. The amount given has never been checked against what people actually need.

We're calling on the UK Government to check the cost of essentials and ensure Universal Credit is enough to afford them. Will you add your name to help pile on the pressure? It takes 30 seconds.

Add my name
I'd rather share the quiz

We're calling on the UK Government to do what you just did: check the price of essentials, every year, and ensure Universal Credit always provides at least enough to afford essentials. Will you share this with 3 people, so more of us pile pressure on the Government to do the maths? It takes 30 seconds.

Share on WhatsApp
Share on Facebook
I'd rather donate

This site uses cookies. Some cookies are essential in order for the website to work properly and cannot be disabled.
Analytics and marketing cookies help us understand how the website is used and how our advertisements are performing. You can accept or block these cookies below.
Read more